How Much Will Kids' Mental Health Care Cost Under Trumpcare? It Won't Be Cheap
The emotional and mental wellbeing of children is just as important as their physical wellbeing. One in five children between the ages of 13 and 18 have, or will have, a serious mental illness, according to the National Alliance on Mental Illness. Because of this, it is important that parents find their children the necessary mental health care treatments to take care of them. But this can often be costly. While it might be a little unclear how much kids' mental health care will cost under Trumpcare, it is clear that Trumpcare (formally known as the American Health Care Act or AHCA) will drive up insurance premiums for some parents, making that care even more expensive or entirely unaffordable.
When House representatives made the decision to pass the American Health Care Act, they essentially voted in favor of making it harder for parents and their kids to obtain essential health benefits. If the AHCA manages to make it past the Senate in its current form as well, states would be able to obtain waivers which will exempt insurers from providing all guaranteed essential health benefits under Obamacare, including mental health care. Under Obamacare, all plans must cover behavioral treatment or counseling and mental health inpatient services.
Under Trumpcare, if an insurance policy doesn't guarantee mental health care, parents could be forced to pay out of pocket expenses for treatments and services — and that can get expensive, as studies have found that those with insurance don't seek out mental health treatment because of the cost.